Guide

Office 2024 vs Microsoft 365: buy once or subscribe?

Both give you Word, Excel, PowerPoint and Outlook. The real difference is how you pay, and what you get on top of the apps.

Updated 7 October 2026

01At a glance

Office 2024Microsoft 365
How you payOnceEvery month or year
Word, Excel, PowerPoint, OutlookYesYes
New featuresNo, the apps stay as they areYes, added regularly
Security updatesUntil October 9, 2029As long as you subscribe
Cloud storageFree OneDrive storage only1 TB of OneDrive per person
DevicesOne Windows PCPC, Mac, tablet and phone
Copilot AI featuresNoIncluded in personal plans
Works offlineAlwaysNeeds to sign in regularly
If you stop payingNothing changesApps switch to read-only

02Choose Office 2024 if…

  • You mainly use Office on one Windows PC.
  • You don't want another subscription, and you'd rather pay once and be done.
  • You already store files on your PC, an external drive or another cloud service.
  • The PC is often offline, or it's a work machine that must not change on its own.

Over three or four years, a one-time Office 2024 key usually costs much less than a subscription. Office 2024 Professional Plus includes Word, Excel, PowerPoint, Outlook, OneNote and Access.

03Choose Microsoft 365 if…

  • You want Office on a Mac, a tablet and your phone as well as your PC.
  • You need a lot of cloud storage or want to share it with your family.
  • You want the newest features and Copilot as soon as they ship.

04Common questions

Can I open Microsoft 365 files in Office 2024? Yes. Both use the same file formats (.docx, .xlsx, .pptx).

Can I still use OneDrive with Office 2024? Yes, with the free storage that comes with any Microsoft account, or a separate storage plan.

What about Office 2021? It's cheaper, but its security updates end on October 13, 2026. See what Office 2021 end of support means.

How do I install Office 2024? Use the download link in your key email, then follow how to install and activate Office.

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